Are you tired of dealing with the terrible T’s – Tenants, toilets, and trash? Rental properties have historically been excellent investments. But there comes a time for many …
Have you ever been given an opportunity to loan someone money at an attractive interest rate? Driven by the prospect of higher “guaranteed” returns, prospective lenders sometimes …
The end of the year marks the time when many people are doing two things simultaneously. First, they are deciding how much (or how much more) they can afford to give to their favorite charities …
Death and taxes. I’m sure you’ve heard the saying. Those are two things that are unavoidable. And since this is a business journal, I’ll spare you the solution I found for getting …
Most people aren’t thinking about taxes in December, unless it’s the tax they’re spending on Christmas gifts or airline tickets. But while December is a great month for gift giving …
Many people desire to tithe both during life and after death. Accordingly, giving 10% of their estate to their church (or other charity) is often a goal for a couple contemplating estate planning. …
Whether you know it or not, your “estate” is comprised of different assets with different attributes. Some of your assets will be governed by your will, while others will be governed by …
A Backdoor Roth IRA is a strategy that helps high-income earners receive the benefits of a Roth IRA, even if they exceed the income limits for contributing to a normal Roth IRA. Roth IRAs are …
In the world of property privacy planning, it would be nice if a single solution existed to protect a person and his or her assets from the preying eyes of the rest of the world. Some seek privacy to …
On Wednesday, September 18, the Federal Reserve announced a pivotal decision to reduce interest rates by 50 basis points, or ½ of a percent. This move comes after rates had reached their …
SPOKANE — STCU announced Tuesday it has entered into an agreement to acquire Community Bank, expanding its presence into northeastern Oregon and southeastern Washington. The purchase and …
When interest rates go up, bond prices go down. I still remember my finance professor hammering that concept into my brain through endless repetition. Now, looking back, it makes more sense because …
Let’s assume you are ready to sell your business and you are reviewing two competing offers, both compelling in their own way. The first offer is for an all-cash payment at closing for $1M …
Most people don’t plan to go into debt. Unfortunately, many people don’t have a plan to stay out of debt either. As a result, debt often sneaks in through the allure of instant …
Oftentimes, business owners go down the path of selling their business ill-equipped. Perhaps the owner has built a thriving business and rightfully pats himself on the back for his achievements, but …
Buy low and sell high. It’s that simple. Master that technique, and you’ll always make money. The problem, of course, is that in order to buy low and sell high, you either have to be able …